Fintech and Crypto Financial Infrastructure Reshaping Alongside Carry Trade Revival

금융/은행 | Sat Jul 11 2026 00:00:00 GMT+0000 (Coordinated Universal Time) | 6 sources

Major shifts are underway in financial markets, including Circle's national trust bank charter, Kraken's AI agent trading, and a surge in carry trades.

Analysis

[Circle] obtained OCC national trust bank charter ^[3]^[6]

Approved to establish First National Digital Currency Bank
N.A.
Enabled direct management of USDC reserves
Stock rose approximately 5%
USDC circulation exceeds $73 billion

[Swift and Global Bank Consortium] launched blockchain-based 24/7 settlement consortium ^[6]

17 banks including Citi and HSBC participating
Response to stablecoin competition
Announced on the same day as Circle's charter approval

[Kraken] preparing app overhaul centered on AI agent trading ^[5]

AI agent monitors markets and executes trades
Learns goals
risk
and funding profile during onboarding
AI drafts portfolio for user approval
Execution based on user confirmation rather than full autonomy

[Metaplanet] launched Project NOVA ^[2]

Building Bitcoin-collateralized digital credit products
Bitcoin treasury company expanding into financial services

[Remitly Global] stock rose 62.4% in the first half of 2026 ^[4]

Q1 remittance volume up 37% to $22.1 billion
Revenue up 25% to $453 million
Net income surged 332% to $49.1 million
Expanding business into card spending
mobile wallets
and B2B

[Currency Carry Trade] revived to largest scale since 2000 ^[1]

Resurgence of the trade that caused the summer 2024 market crash
Strategy of borrowing low-yielding currencies to invest in high-yielding ones
Analysis by Goldman Sachs strategist Stuart Jenkins

Fintech and Crypto Financial Infrastructure Reshaping Alongside Carry Trade Revival

Analysis

Sources